Saturday 21 January 2012


No.CB(2) 52022/91   
Office of the Registrar of Co-operative Societies
                                              Thiruvananthapuram, 30-12-1991


Sub:   Meeting of National Bank’s Managing Director with Government of Kerala Officials –Efforts for raising a mix of deposits so as to maintain economic viability by Co-operative Credit Institutions – Instructions issued.
In the meeting of the National Bank’s Managing Director with Government of Kerala Officials, it was suggested that a mix of deposits with an average cost not exceeding 10% should be raised so as to avoid loss to the Co-operative Credit Institutions and for getting better returns and ensure economic viability.

Since the Interest rates on deposits have since been enhanced and the Primary Agricultural Credit Societies have to pay higher rate of interest on long term deposits maintained with them, a mix of deposits as suggested above has to be maintained in order to avoid heavy loss and to ensure economic viability.

The societies are therefore advised to make efforts to raise a mix of deposits with an economic average cost to ensure that the average interest rate is reduced to the maximum extend possible.
V. S. Senthil
Registrar of Co-operative Societies

No.CP (5) 62279/91.  
Office of the Registrar of Co-operative Societies
                                              Thiruvananthapuram, 20-1-1992


Sub : Co-operative Societies rules (Kerala) 1969-Rule 176-rescinding of resolutions compliance with the principles of natural Justice-Regarding.
Ref :  High Court Judgement in O.P. No. 768/89 date 6-9-91.

In the judgement cited, the Hon. High Court of Kerala had observed that rescinding of resolutions without proper notice to all affected parties is violative of the principles of natural justice.  Before passing an order under Rule 176 of Kerala Co-operative Societies Rules, it is directed to issue notice to affected parties and give them reasonable opportunity to show-cause  against the proposed action, if the order is to be not liable to be quashed on the ground of violation of the principles of natural justice.  All the joint Registrars are therefore instructed to comply with the direction of the High Court while initiating action under Rule 176 of the Kerala Co-operative Societies Rules.

Receipt of this circular should be acknowledged.
K. Shamsuddin
Additional Registrar (Credit)

CB (2) 27554/90        
Office of the Registrar of Co-operative Societies,
                                             Thiruvananthapuram, 6-1-1992


Sub:   Recurring Deposits accepted by primary Credit Co-operative Institution need for an Unified rate-instructions issued-regarding.
Ref:   Directives in Ref.No.RPCD (T) No.363-06 08 01-91-92 dated, 14-12-91 from the Reserve Bank of India.

It has been brought to the notice of the undersigned that there is no uniformity in allowing interest rates on recurring deposits accepted by the Co-operative credit institutions separate interest rates payable on such deposits have not been fixed.  This has normally resulted in variation of interest rates allowed by different Co-operative Credit Institutions.

The matter was examined in all aspects.  The views of the Reserve Bank of India was also obtained in the matter.  The Reserve Banks of India has advised that the interest rates on term (fixed) deposits prescribed by Reserve Banks of India from time to time are applicable in respect of recurring deposits also.  Accordingly it is hereby directed that the interest rates on term (fixed) deposits fixed from time will be equally applicable in respect of recurring deposit also.
K. Shamsuddin
Additional Registrar (Credit)
In Charge of Registrar of Co-operative Societies

No.M.P.(3) 54396/91     
Office of the Registrar of Co-operative Societies
                                              Trivandrum  27-1-1992
Sub:   Primary Co-operative Agricultural and Rural Development Bank –sale of property- strict compliance to the provisions of the Act- instructions –regarding
Ref:   Judgement of Hon. High Court in O.P.No.1461/87
Sections 19 to 28 of the Kerala State Co-op: Agricultural and Rural Development Bank (Amendment) Act 1990 empower the Primary Co-op: Agricultural and Rural Development Banks to bring to sale the property to which Gehan or mortgage or hypothecation relates, without intervention of Court, in case of default in the repayment of amounts due to the Banks. But the power shall be exercised only after satisfying all the mandatory procedures required in this regard as per the Act and Rules. Hon. High Court of Kerala in their Judgement in O.P.No.1461/87 filed  against the sale of property of Sri. B. Krishna Bhat By the Kasaragod Co-op: Agricultural Development Bank in 1983 have declared the sale void due to non compliance of the provision of Section 12 of the former Land Mortgage Bank Act 1960 which was the corresponding Section of 19 of the present Kerala State Co-op: Agricultural and Rural Development Bank (Amendment) Act 1990. So all the Joint Registrars and all the officers concerned will ensure that the mandatory provisions should be strictly complied with before taking action towards sale of property by the sale officers under the said Act. Issue of demand notice under registered post to the party requiring the payment of correct amount due to the Bank is a prerequisite before proceeding further towards the sale of property in question. The officers concerned shall fully satisfy themselves with the statutory requirements and any lapse in this regard on their part will be viewed seriously as it will make the sale legally void.
V .S. Senthil
Registrar of Co-operative Societies
\¼À kn.FÊv (5) 26187/91   
klIcWkwLw cPnkv{SmÀ B^okv,
                                        Xncph\´]pcw, 7þ2þ1992

kÀ¡peÀ \¼À 6/92

hnjbw:   kv¡qÄ klIcWkwL§Äþ AUvan\nkvt{SäÀamÀ/ AUvan\nkvt{Säohv I½änsb \nban¡p¶Xpw kw_Ôn¨v.
kqN\: 1. sImÃw tPmbnâv cPnkv{SmdpsS 15þ5þ91þse kn.Fkv 1969/91 \¼À I¯v.
         2. kÀ¡mcnsâ 3þ9þ91se 7871/kn 1/91/kl: \¼À I¯v.

kv¡qÄ klIcWkwL§fn bYmkabw sXcsªSp¸v \S¯p¶Xn\v ]e kwL§fpsSbpw `mchmlnIÄ Xm¸cyw ImWn¡mdnÃmsb¶pw sXcsªSp¸v \S¯p¶Xn\v \S]Sn kzoIcn¡phm³ bYmkabw hIp¸p DtZymKkvY³amÀ Bhiys¸«mepw bpàamb {]XnIcWw D­mImdnsöpw Cu kmlNcy§fn kv¡qÄ klIcWkwL§fn AUvan\nkvt{Säohv I½änsb \nbant¡­nhcp¶psh¶pw kqN\ H¶nse I¯n tPmbnâv cPnkv{SmÀ dnt¸mÀ«v sNbvXncn¡p¶p.  _Ôs¸« bqWnäv C³kvs]IvSsd kv¡qÄ klIcWkwL§fpsS ]mÀ«v ssSw AUvan\nkvt{Säd³amcmbn  \nban¡p¶Xv,  C³kvs]IvSd³amcpsS tPmen `mcw hÀ²n¸n¡pIbpw D±njvS^ew e`n¡msX hcpsa¶pw, kv¡qÄ klIcWkwL§fn i¼fw ]äp¶ Poh\¡mÀ CÃm¯XpsIm­v AUvan\nkvt{SäÀ `cW¯n³Iogn hcp¶ kwL§fpsS {]hÀ¯\w kvXw`n¡pIbmWv sN¿p¶sX¶pw, hnZymÀ°nIÄ¡v Bhiyamb ]mT]pkvXI§fpw t\m«p]pkvXI§fpw bYmkab¯v e`yamImsX hcp¶ps­¶pffXpw {i²bnÂs¸«ncn¡p¶p.

ta kmlNcy§Ä ]cnKWn¨v kv¡qÄ klIcWkwL§fpsS kpKaamb {]hÀ¯\¯n\v sXcsªSp¡s¸« `cWkanXnbnÃm¯ kv¡qÄ klIcWkwL§fn \nivNnX kab]cn[n¡pffn (]camh[n Bdv amkw) sXcsªSp¸v \S¯Wsa¶ hyhkvYbn Sn kv¡pfnse {][m\ A²ym]Is\ ]mÀ«v ssSw AUvan\nkvt{SäÀamcmtbm, AÃm¯]£w {][m\ A²ym]I³ DÄs¸Sp¯n klIcW \nbaw 33 (1) (_n) (ii) A\pkcn¨v AUvan\nkvt{Säohv I½näntbtbm \nban¡mhp¶XmsW¶v CXn\m \nÀt±in¨psImffp¶p.  AtXmsSm¸w kv¡qÄ klIcWkwL§fn bYmkabw XncsªSp¸v \S¯p¶Xn\v _Ôs¸« Aknkväâv cPnkv{SmÀamcpw bqWnäv C³kvs]IvSÀamcpw {]tXyIw {i² ]peÀt¯­XpamsW¶v \nÀt±in¡p¶p.

hn. Fkv. sk´nÂ
klIcWkwLw cPnkv{SmÀ

\¼À kn.]n.(3) 28018/91.              
klIcWkwLw cPnkv{SmÀ B^okv,
                                        Xncph\´]pcw 29þ1þ1992

kÀ¡peÀ \¼À 7/92

hnjbw:   {]mYanI klIcWkwL§ÄþsXcsªSp¸v kw_Ôn¨ sNehpIÄþ\nÀt±i§Ä ]pds¸Sphn¡p¶Xp kw_Ôn¨v.

kwkvYm\¯nse klIcW kwL§fpsS sXcsªSp¸nt\mSv A\p_Ôn¨pff sNehpIÄ {IamXoXambn hÀ²n¨phcp¶Xmbpw, C¡mcy¯n Nnehbnse¦nepw {Iat¡SpIÄ \S¡p¶Xmbpw, ]cmXnIÄ e`n¡pIbpw BbXnsâ ASnkvYm\¯n \S¯nb At\zjW¯n Nne klIcW kwL§fpsSsb¦nepw sXcsªSp¸v sNehpI-Ä AXn`oaambn hÀ²n¨phcp¶Xmbn Cu B^oknsâ {i²bnÂs¸«n«p­v.  _meäv t]¸À A¨Sn, DtZymKkvY³amÀ¡pff _¯, `£Ws¨ehv XpS§nb C\§fnekWv IqSpX XpIIÄ sNehgn¡p¶Xmbn {i²bnÂs¸«n«pffXv. klIcW kvYm]\§fpsS ^­pIÄ A\nb{´nXambn sNehv sN¿p¶Xp \nb{´nt¡­XmsW¶v ImWp¶Xn\m NphsS tNÀ¡p¶ \nÀt±iw ]pds¸Sphn¡p¶p.

1.     tIcf klIcWN«w 1969, N«w 35 (3) (sF)þse hyhkvYIÄ {]Imcw sXcsªSp¸v \S¯p¶Xn\mbn \ntbmKn¡s¸«n«pff dnt«WnwKv B^okÀ¡v _meäv t]¸À A¨Sn¡p¶Xn\v A[nImcanÃm¯XmWv.  F¶m Nne kvYm]\§sf¦nepw CXn\v hncp²ambn {]hÀ¯n¨n«pff Imcyw cPnkv{SmdpsS {i²bnÂs¸«ncn¡p¶p.  bmsXmcp ImcWhimepw, _meäv t]¸dnsâ A¨Sn, dnt«WnwKv B^okÀamÀ GsäSp¡phm³ ]mSnÃm¯Xpw Sn NpaXe kwL§sf Xs¶ Gånt¡­XpamWv.

2.     sXcsªSp¸v kw_Ôn¨ tPmenIÄ¡v, aXnbmb Poh\¡msc am{Xta \ntbmKn¡phm³ ]mSpffp.  Bhiy¯n IqSpX DtZymKkvY³amsc bmsXmcp ImcWhimepw \ntbmKn¡phm³ ]mSpffXÃ.  Am{XaÃ, sXcsªSp¸v tPmen¡v \nbpIvXcmbn«pff DtZymKkvY³amÀ¡v cPnkv{SmÀ \nivNbn¨n«pff \nc¡n Dff än.F., Un.F. am{Xta \ÂIm³ ]mSpffq.  C{]Imcw hm§p¶ XpI¡v dnt«WnwKv B^okÀ H¶mbn hu¨À \ÂIp¶Xv Hgnhmt¡­Xpw XpI ssI¸äp¶ _Ôs¸« DtZymKkvY³amÀ {]tXyIw {]tXyIw hu¨À \ÂtI­XpamWv.

3.     IqSmsX sXcsªSp¸v tPmenIÄ¡v \ntbmKn¡s¸Sp¶ DtZymKkvY³amcpsSbpw aäv _Ôs¸«hcpsSbpw aäv sNehpIÄ bmsXmcp ImcWhimepw kwLw hln¡phm³ \mSpffXÃ.

          ta \nÀt±i§Ä IÀi\ambpw _Ôs¸«hÀ ]ment¡­XmsW¶pw CXn\p hn]coXambn {]hÀ¯n¡p¶ kwLw No^v  FIvknIyq«ohv/DtZymKkvY³amÀ F¶nhÀs¡Xnsc IÀi\amb \S]SnIÄ kzoIcn¡p ¶Xm sW¶pw HmÀ½s¸Sp¯p¶p.  PnÃbnse tPmbnâv cPnkv{SmÀamÀ / sU]yq«n cPnkv{SmÀamÀ /Aknkväâv cPnkv{SmÀamÀ  C¡mcyw {i²nt¡­Xpw, X§fpsS \nb{´W¯nepff DtZymKkvY³amÀ  kÀ¡peÀ \nÀt±i§Ä ]men¡p¶ps­¶v Dd¸phcpt¯­Xpw BWv.

hn. Fkv. sk´nÂ
klIcWkwLw cPnkv{SmÀ    

Office of the Registrar of Co-operative Societies,
                                             Thiruvananthapuram, 14-2-1992


Sub:   Co-operative Department-Administrators appointed under section 28 of the KCS Act-Instructions.
Ref:   Ordinance No.3 of 1992 Kerala Co-operative Societies (Amendment) - Ordinance 1992.

As per ordinance No.3 of 1992 published vide Government Notification No.2476 / Leg. B2 / 92 / Law dated 7-2-1992 amendments have been made to sections 21, 28 A, 33 and 89 of the KCS Act. According to the amended provision of section 28 the committee of a Co-operative society which has completed 3 years or more at the commencement of the ordinance (7-2-1992) shall cease to be in existence.  Registrar is to appoint new committee consisting not more than 3 members or one or more administrator/administrators who need not be a member or members of the society to manage the affairs of the society for a period not exceeding 6 months as may be specified in the order which period may at the discretion of the Registrar and for reasons to be recorded in writing, be extended from time to time, so however, that the aggregate period shall not in any case exceed one year or till the new committee enters upon office, which ever is earlier.  Accordingly administrators have been and are being appointed to manage the affairs of such societies where the term of the committee have been ceased as per the provisions of the amended section 28 of the Act.

In the above circumstances the following instructions are issued.
(1)     The administrators appointed under section 28 of the KCS Act, should not take any policy decisions or make any appointments in such societies.  However in extreme contingencies if the appointments are found inevitable specific prior sanction from Registrar shall be obtained through the Joint Registrar.
(2)     It may also be noted that the Administrators appointed under section 28 have not been specifically authorised to nominate either himself or any member of the society to be its delegate in the other society.

The Joint Registrars will bring the above instructions to the notice of the Administrators and report compliance immediately.
For Registrar of Co-operative Societies

Most immediate
No.PT (1) 49257/91.  
Office of the Registrar of Co-operative Societies
                                              Thiruvananthapuram, 21-2-1992

CIRCULAR No. 11/92

Sub :  Deputation of departmental officers for various training programmes -Non participation by the officers-Instructions issued.

It has come to the notice of the undersigned that some of the departmental officers deputed for participation in various training programmes organised by Institute of Management in Government and Institute of Co-operative Management are evading such programmes on one pretext or other. Illness of the members of the family and ill-health of the officer himself are very often cited as reasons for not attending the programmes.  In fact, their non participation creates hurdles in the smooth execution of the training programmes by the Institutes. Moreover since the inability of the officers to participate in the training programmes is reported only after the commencement of the programme, very often it becomes impossible to substitute another officer in his place so that the required strength of the programme could be maintained and any short fall in the number of officers of the department to be trained could be averted.  Training to the officers should be a must and it should be continuous through out the service of the officer enabling him to equip himself better in serving the people.  It also gives him the modern trends in the field in which he is working and provides him with better know-how and practical experience.

2.       One of the major benefits attributed to any training programme is the opportunity offered to the trainees for interaction between themselves.  This interaction helps them to resolve problems quickly and efficiently.

3.       Officers of this department are now deputed for only short-term programmes of say a maximum of 14 days duration at the Institute of Management in Government and at the Institute of Co-operative Management, Thiruvananthapuram.  Deputation for training outside the State has been banned by Government as a measure of economy.  In  the circumstances, there is no cause for any difficulty in attending the short-term programmes; conducted inside the state and as such non-participation in programmes on one pretext or other does not deserve any justification.
4.       All the officers of the department are therefore requested to promptly attend the training programmes for which they are deputed.  In future, failure by any officer to attend a training programme which he is deputed will be viewed very seriously and disciplinary action taken against him.

5.       The Joint Registrars/Deputy Registrars (Audit)/Deputy Registrar-Principals are requested to bring the contents of this circular to the notice of subordinates.
V. S. Senthil
Registrar of Co-operative Societies

\¼À kn.FÂ.än.(2)48299/92          
klIcWkwLw cPnkv{Smdm^ok,v
                                           Xncph\´]pcw, 31þ3þ1992

kÀ¡peÀ \¼À 12/92

hnjbw:    A{Kn¡Ä¨d s{]mUIvj³ tImkväv dneo^v kvIow XpI IW¡m¡p¶Xp kw_Ôn¨pÅ \nÀt±i§Ä
kqN\:- 1).  7þ3þ92 se Pn.H.Fw.Fkv 11/92 kl: F¶ kÀ¡mÀ D¯chv
        2) Cu B^oknse 25þ3þ92 se CtX \¼À D¯chv

1þ4þ91 apX \S¸n hcp¯ns¡m­v kqN\bnse D¯chv {]Imcw tIcf kÀ¡mÀ D¯chm¡nbn«pff A{Kn¡Ä¨d s{]mUIvj³ tImkväv dneo^v kvIow A\pkcn¨pff 5% [\klmbw klIcW kwL§fnse AÀlcmb IÀjI AwK§Ä¡v \ÂIp¶Xn\mbn 91 92 hÀjt¯¡v 3 tImSn cq] kqN\bnse 2 mw \¼À D¯chv {]Imcw cPnkv{SmÀ FÃm tPmbnâv cPnkv{SmÀamÀ¡pw hnSpX sNbvXv \-ÂInbn«pffXmWv.  AXmXp PnÃm klIcW _m¦n Cu XpI X¡mew \nt£]nt¡­Xpw ]²Xnbn ]dªn«pff {]Imcw A\phÀ¯nt¡­ \nba]camb FÃm \S]SnIfpw ]qÀ¯nbm¡n e`n¡p¶ At]£IÄ ]cntim[n¨v Hmtcm kwL§fntebpw AÀlcmb AwK§Ä¡v tPmbnâv cPnkv{SmÀ AÀlamb  XpI A\phZn¨v D¯chmtI­Xpw B XpI PnÃm _m¦n \n¶pw ]n³hen¡m³ kwL§Ä¡v \nÀt±iw \ÂtI­XpamWv.  C{]Imcw XpI \ÂIs¸Sp¶ Hmtcm kwLhpw tPmbnâv cPnkv{SmdpsS D¯cthmS\p_Ôn¨v \ÂIs¸«n«pff kvtääpsaâv {]Imcw Dff sa¼ÀamcpsS t]cn tkhnMv _m¦v A¡u­v XpSt§­Xpw (t\ct¯ A¡u­v CÃm¯hÀ¡p am{Xw) XpI A¡u­n hchv ht¡­XpamWv.  sa¼ÀamcpsS kuIcymÀXvYw Cu XpI ]n³hen¡phm³ A\phZnt¡­XmWv.

2.     F¶m kwL§Ä AÀlcmb sa¼ÀamcpsS enkväv X¿mdm¡pt¼mÄ ta ]²Xn A\pkcn¨pff 5% [\klmbw IW¡m¡p¶ coXnsb¡pdn¨v kwkvYm\ klIcW ImÀjnI hnIk\ _m¦‑pÄs¸sS ]e klIcW kvYm]\§Ä¡pw Nne kwib§Ä DffXmbn a\Ênem¡p¶p.  {]kvXpX ]²Xn A\pkcn¨v 5% klmbw e`n¡p¶Xv Hmtcm hmbv]bnepw IrXyambn Xncn¨S¡p¶ apXenemWv.  AÃmsX Xncn¨S¡p¶ sam¯w XpIbneÃ.  klIcW kwL§fn- \n¶v FSp¡p¶ hmbv]bn IrXyambn Xncn¨S¡p¶ XpIbpsS 5% (AXmbXv hmbv] apXensâ 5%) BWv Bizmkambn \ÂtI­Xv.  ZoÀLIme hmbv]Isf kw_Ôn¨v IrXyambn Xncn¨S¡p¶ apXensâ XhW¯pI¡mbncn¡pw Cu Cfhv e`n¡p¶Xv.  ]enit¡m AS¡m¯ XpIt¡m Cu Cfhv e`n¡pIbnÃ.  DZmlcWw 10000 cq]bpsS Hcp ZoÀLIme hmbv]bn KUphmbn 1000 cq] apXen IrXyambn AS¡p¶psh¦n 5% XpIbmb 50 cq] Bizmkambn e`n¡psa¶ÃmsX 1000 cq]tbmsSm¸w AS¡p¶ ]enibpw Iq«nbpff XpI¡v B\pIqeyw e`n¡p¶XÃ.  aäp Nne hmbv]IÄ¡pw CtX coXnbn XpI IW¡mt¡­XmWv.  {lkzIme hmbv]Ifn apgph³ hmbv] XpIbpw ]enibpw hmbv] Imemh[n¡pfn Xs¶ H¶nt¨m XhWIfmtbm AS¨m am{Xta apX³ kwJybpsS 5% BizmkXpI¡v AÀlXbpffq.  Cu XpI IW¡m¡n \ÂInbmepw aXnbmIp¶XmWv. 

3.     ta  hnhcn¨ hn[w BtWm kwL§Ä ]«nI X¿mdm¡p¶sX¶v bqWnäv C³kvs]IvSÀ ]cntim[n¨v Dd¸p hcpt­XmWv.  am{Xaà C¡mcy¯n ]n¶oSv I­p ]nSn¡s¸Sp¶ sXäpIÄ¡v ]«nI X¿mdm¡nb kwLw DtZymKkvY³amtcmsSm¸w bqWnäv C³kvs]IvSÀamcpw D¯chmZnIfmbncn¡p¶XmsW¶v Adnbn¡p¶p. 
hn. Fkv. sk´nÂ
klIcWkwLw cPnkv{SmÀ

\¼À kn.FÂ.än. (3) 21990/92        
klIcWkwLw cPnkv{SmÀ B^okv,
                                        Xncph\´]pcw, 28þ4þ-92

kÀ¡peÀ \¼À 16/92

hnjbw:  {]mYanIklIcWkwL§fn AwK§sf tNÀ¡p¶Xns\ ¡pdn¨v \nÀt±i§Ä kw_Ôn¨v.
kqN\:   27þ4þ92 se 75/92/F. ]n. kn. \¼À kÀ¡mÀ I¯v.

7þ2þ92 se 3/92þmw \¼À HmÀUn\³kv {]Imcw Imemh[n Ignª klIcWkwL§Ä/_m¦pIÄ F¶nhbnse `cWkanXnIÄ¡v ]Icambn NmÀsPSp¯ AUvan\nkvt{SäÀamÀ kwL§fnÂ/_m¦pIfn ]pXnb AwK§sf tNÀ¡p¶Xn hnapJX ImWn¡p¶Xmbpw AXv ImcWambn {]mYanI ImÀjnI hnIk\ _m¦pIfptSbpw aäv hmbv] klIcWkwL§fpsSbpw hmbv]m hnXcWs¯ {]XnIqeambn _m[n¡p¶Xmbpw ]cmXn D­mbncn¡p¶Xn\m C¡mcy¯n AUvan\nkvt{SäÀamÀ Xmsg ]dbp¶ \nÀt±i§Ä ]ment¡­XmWv F¶v  Adnbn¨psImffp¶p.
1.     AXmXp kwL§fpsS/_m¦pIfpsS {]hÀ¯\]cn[nbnÂs¸Sp¶ BfpIÄ AwKamIp¶Xn\pff At]£ ]qcn¸n¨v \ÂInbm- 7 Znhk¯n\Iw At]£ ]cntim[n¨v aäv AtbmKyXIÄ Csæn AwKXzw \ÂtI­XmWv. 
2.     taÂ]dª {]Imcw AwKXzw \ÂIp¶Xn\v ap³]v At]£IÀ, kvYm]\¯n \n¶pw [\klmbw e`n¡p¶Xn\pff Bhiy¡mcmsW¶v {]tXyIw ]cntim[nt¡­XmWv. 
3.     hcĨ \nhmcW¯n\mbn 20,000 InWdpIfpw 5000 ]¼pskäpIfpw \ÂIp¶Xn\pff ]²Xn kwkvYm\ kÀ¡mÀ Bhnjv¡cn¨n«pffXn\m C¡mcy¯n Bhiy¡mcmb IÀjIÀ¡v AwKXzw \ÂIp¶Xn\v FÃm {]mYanI klIcW kwL§fpw Bhiyamb \S]Sn DS\Sn kzoIcnt¡­XmWv.
hn. Fkv. sk´nÂ
klIcWkwLw cPnkv{SmÀ

No. CS (1) 55422/91       
Office of the Registrar of Co-operative Societies
                                              Thiruvananthapuram, 4-7-92

CIRCULAR No. 23/92

Sub:   Agricultural loans issued by the PACS – Declining trend noticed

The Primary Agricultural Credit Societies have been established in the State with the Primary objective of meeting the credit requirement of agriculture allied activities and the Cottage and Village Industries in rural areas. NABARD is providing refinance facilities at concessional rates of interest for advances made by the PACS in this regard through the DCBs. And KSCB.  The importance of providing these credits by the PACS have been repeatedly stressed by this office through various Circular instructions previously.  However, of late a trend is being found developed among some of the PACS as they are not giving adequate attention for providing these types of credits to the needy rural population and the refinance facilities availed from NABARD  are also showing a declining trend.  It is needless to point out that such a trend does not commensurate with the healthy development of Co-operative Credit structure in agricultural sector in the State and would show that the PACS are not giving adequate attention to the primary objectives for which they came into being.

It is appreciated that the loaning operations as well as the deposit base of the PACS in the state have shown considerable improvement in recent years.  However, all these would be of no avail if they fail in their primary objectives.  It is therefore instructed and reiterated again that all the PACS in the State should ensure that they meet the complete credit requirements of their members for agricultural, allied activities and cottages and industrial activities at concessional rates of interest by availing refinance facilities from NABARD through DCBs to the maximum extent possible.  If at all, any of the PACS opt not to borrow from DCBs, they shall provide such loans from their own funds at concessional rates of interest.  On no account the total amount of loans provided to these sectors shall be less than 25% of the total loan outstanding of any of the PACS.

The departmental officers and DCBs will ensure that all the PACS strictly adhere to the above instructions.
V. S. Senthil
Registrar of Co-operative Societies

\¼À Fw.än (1) 25131/92              
klIcWkwLw cPnkv{SmÀ B^okv,
                                        Xncph\´]pcw 30þ7þ1991

kÀ¡peÀ \¼À 26/92.

hnjbw: klIcW Bip]{XnIfpw Unkvs]³kdnIfpw AwK§Ä¡v dnt_äv A\phZn¡p¶Xp, kw_Ôn¨p \nÀt±i§Ä ]pds¸Sphn¡p¶p.  

klIcW Bip]{XnIfptSbpw Unkvs]³kdnIfptSbpw hnhn[ {]iv\§Ä ]Tn¡p¶Xn\v 28þ5þ1992  klIcWhIp¸pa{´n hnfn¨pIq«nb kt½f\¯n {]kvXpX kvYm]\§fn AwK§fmb hyIvXnIfpsS NnInÂkms¨ehnsâ 10%þ¯n A[nIcn¡m¯ kwJy AXmXv kvYm]\§fn \n¶pw dnt_ämbn A\phZn¡phm³ Bip]{Xn/Unkvs]³kdn klIcW kwL§sf A\phZn¡Wsa¶ s]mXphmb Hcp \nÀt±iw kwLw {]Xn\n[nIÄ apt¶m«v hbv¡pIbp­mbn.  C{]Imcw Bip]{Xn/Unkvs]³kdn klIcW kwL§fnse  AwKkwJybpw ape[\hpw hÀ²n¡p¶Xn\pw NnInXvkm kuIcy§Ä IqSpX {]tbmP\s¸Sp¯p¶Xn\pw XZzmcm  {]kvXpX kvYm]\§fpsS {]hÀ¯\w IqSpX hn]peoIcn¡phm³  km²yamIpsa¶pw ImWp¶p. 

ta ]dªncn¡p¶ kmlNcy§fn Xmsg¸dbp¶ hyhkvYIÄ¡v hnt[bambn Bip]{Xn/Unkvs]³kdn klIcW kwL§fnse AwK§fmb hyIvXnIfn \n¶pw AXmXv kvYm]\§Ä hnhn[ NnInXvkm C\§fn hkq sN¿p¶ ^okn dnt_äv A\phZn¡p¶ Imcy¯n  AXmXp kwL§fpsS km¼¯nI \ne ]cnKWn¨v Xocpam\w ssIs¡mffphm³ A\phZn¨ncn¡p¶p.
1.     AwK§Ä¡v dnt_äv A\phZn¡p¶Xn\v Bhiyamb hyhkvYIÄ _Ôs¸« kvYm]\§fpsS \nbamhenIfn t`ZKXn DÄs¸Sp¯nbncn¡Ww.
2.     IpdªXv 1000/þcq] Hmlcn FSp¯ AwK§Ä¡p am{Xta dnt_äv B\pIqeyw A\phZn¡mhq.
3.     1000/þcq] apX 5000/þcq] hsc Hmlcn FSp¯hÀ¡v NnInXvkm sNehnsâ _nÃv {]Imcapff XpIbpsS 5% dnt_äv A\phZn¡mhp¶XmWv.  C{]Imcw dnt_ämb HcwK¯n\v Hcp hÀjw A\phZn¡p¶ ]camh[nXpI {]kvXpX AwK¯n FSp¯n«pff Hmlcn XpIbpsS 10%þ A[nIcn¡phm³ ]mSnÃ.
4.     Hmlcn FSp¯v AwKambn«pff hyIvXnbpsS NnInÂkm sNehn\pff _nÃn\p am{Xta dnt_äv A\phZn¡mhq.  IpSpw_mwK§fpsStbm aäp _Ôp¡fpsStbm NnInÂkm sNehn\p dnt_äv A\phZn¡phm³ ]mSnÃ.
hn. Fkv. sk³XnÂ
klIcWkwLw cPnkv{SmÀ

No.Fin (5) 31942/92. 
Office of the Registrar of Co-operative Societies,
                                             Thiruvananthapuram, 1-10-1992

CIRCULAR No. 34/92

Sub:   Remitting of dividend on Government shares in societies under the scheme of Indirect share Participation-Regarding.

It has been brought to the notice of Registrar of Cooperative Societies that some Primary Agricultural Credit Societies are remitting dividend on shares held by Government under the scheme of indirect participation of shares, direct to the Treasuries in defiance to the instructions in this regard.  It is also noticed that some of the societies are doing this on the advice of the Auditors of the Department.  The procedure adopted by the societies and also the advice of the Auditors in this regard are totally against the procedure prescribed by Government.  This wrong procedure has created difficulty to the Kerala State Co-operative Bank in the apportionment of the dividend.

In this connection the attention of Chief Executives of Primary Agricultural Credit  Societies and Departmental Officers are invited to the G.O. (M.S.) No. 777/63/Agri. Dated 24-8-63 and G.O.(M.S.)NO.341/70 dated 16-8-70 (copy enclosed for ready reference and compliance).

According to the above Government Orders the Primary Credit Societies having received Government share contribution under indirect participation will credit dividend at 3% on shares held by Government to the subsidiary state partnership fund of the central banks.  The Primary Credit Societies need not remit the amount towards dividend on Government shares in Government Treasuries.  It is for the Central Co-operative Banks to credit the amount so received from the Primary Agricultural Credit Societies to the principal state partnership fund of the Kerala State Co-operative Bank.  All Primary Credit Societies will note this procedure in regard to the payment of dividend on Government shares under the scheme of Indirect Participation.  It may particularly be noted that instructions in this circular applies only to Government Share Capital Contribution made to the credit co-operatives under indirect participation.
V. S. Senthil
Registrar of Co-operative Societies

\¼À Pn. 26182/92.    
klIcWkwLw cPnkv{SmÀ B^okv,
                                        Xncph\´]pcw, 7þ10þ1992

kÀ¡peÀ \¼À 35/92

hnjbw:  klIcWkvYm]\§fnse AwK§Ä¡v t^mt«m ]Xn¸n¨ sFUânän ImÀUv \¶Xp kw_Ôn¨v
kqN\: 1.  Pn.H.Fw.Fkv.\¼À. 60/92 kl. XobXn 14þ7þ92
       2. Pn.H.Fw.Fkv.\¼À. 72/92 kl. XobXn 28þ8þ92
klIcWkvYm]\§fnse AwK§Ä¡v t^mt«m ]Xn¸n¨ sFUânän ImÀUv \ÂIp¶Xn\v hyhkvY sNbvXpsIm­v klIcW N«¯n 16 (F) 16 (_n) 16 (kn) 16 (Un) F¶o N«§Ä ]pXnbXmbn DÄs¸Sp¯p¶Xn\v  klIcW N«¯n t`ZKXn hcp¯n kqN\ H¶v {]Imcw kÀ¡mÀ D¯chv ]pds¸Sphn¨n«p­v.  {]kvXpX D¯chn klIcWkwL§fnse sXcsªSp¸n {]kvXpX  sFUânän ImÀUv lmPcmt¡­XmsW¶ hyhkvY DÄs¸Sp¯n klIcW N«w 35 (3) Fw) (H) bnepw t`ZKXn hcp¯nbn«p­v.
ta¸dª klIcW (t`ZKXn)  N«§fn \n¶pw kv¡qÄ, tImtfPv klIcW kwL§sf Hgnhm¡ns¡m­pw aäp FÃm klIcWkvYm]\§fpsS Imcy¯nepw {]kvXpX t`ZKXn N«§Ä 28þ8þ92 apX {]m_ey¯n hcp¯ns¡m­pw kqN\ c­v {]Imcw kÀ¡mÀ D¯chv ]pds¸Sphn¨n«p­v.  ta kmlNcy¯n Xmsg¸dbp¶ \nÀt±i§Ä \ÂIp¶p.
kwL¯n AwKambn tNcp¶ Ahkc¯n AwK§Ä c­v ]mkvt]mÀ«v sskkv t^mt«m \ÂtI­Xpw \nivNnX t^md¯n t^mt«m ]Xn¨ sFUânän ImÀUv N«¯n {]Xn]mZn¨n«pff hn[w kwL§fn \n¶pw AwK§Ä¡v \nÀ_Ôambpw hnXcWw sNt¿­XpamWv.  \nehnepff AwK§Ä sFUânän ImÀUn\v ]mkvt]mÀ«v sskkv t^mt«m klnXw At]£ kaÀ¸n¡pt¼mÄ At]£ ]cntim[n¨v D¯at_m²yw h¶Xn\p tijw bmsXmcp ]cmXn¡pw CS\ÂImsX N«¯n {]Xn]mZn¨n«pff kab]cn[n¡pffnÂXs¶ FÃm kwL§fpw sFUânän ImÀUv \ÂtI­XmWv. kwL¯n \n¶pw \ÂIp¶ sFUânän ImÀUpIfpsS hnhcw 6 (_n) t^md{]Imcw \njvIÀjn¨n«pff cPnkvädn tcJs¸Spt¯­Xpw AwK§fpsS H¸v cPnkvädn hm§nt¡­XpamWv.
kqN\bn ImWn¨ncn¡p¶ kÀ¡mÀ D¯chp {]Imcw klIcW N«¯n ]pXnbXmbn DÄs¸Sp¯nb 16 (F) 16 (_n) 16 (kn) 16 (Un) F¶o N«§fpw Sn N«§Ä¡v A\pkcWambn klIcW N«w 35 k_v dqÄ 3, ¢mkv Fw.(H) F¶nh¡v hcp¯nb t`ZKXnIfpw FÃm klIcW kvYm]\§fpw IÀi\ambn ]men¡p¶ps­¶v hIp¸v DtZymKkvY³amÀ Dd¸v hcpt¯­XmWv.
hn. Fkv. sk´nÂ
klIcWkwLw cPnkv{SmÀ

Office of the Registrar of Co-operative Societies,
                                             Thiruvananthapuram, 21-11-1992

CIRCULAR No. 46/92

Sub:           Issuance of identity cards to the members of Co-operative Societies-Further instructions-Regarding.
Ref: 1. G.O.(MS) No.60/92/Co-op:  Dated, 14-7-1992.
       2. G.O.(MS) No.72/92/Co-op:  Dated, 28-8-1992.
       3. This office circular No.35/92.

As per G.O. first cited, the Kerala Co-operative Societies Rules has been amended by inserting new rules 16 A, 16 B, 16 C and 16 D insisting identity cards for every member of the Co-operative Society.  As per rule 16 A (2) an existing member shall within one month from the date of commencement of these rules, furnish to the society concerned two copies of his recent photograph of passport size and the society shall issue identity card to him, within a period of fifteen days from the date of receipt of the photograph.  Rule 16 B (1) provides that a member who fails to obtain his identity card as provided in Rule 16 (A) may apply to the Chief Executive or such other officer specially empowered in this behalf by the committee of a society for the issuance of identity card.  Rule 16 (B) 2 provides that on receipt of an application under sub-rule (1) of Rule 16 B, the officer specified therein, if satisfied himself, after such enquiry as he deems fit, as to the correctness of the facts and particulars furnished in such application issue an identity card to the applicant.

As per G.O. 2nd cited government have notified that the above amendments shall come into force with immediate effect in respect of all classes of societies. It has further been ordered by the government, that amendment to clause (o) to Rule 35 (3) insisting identity card for the purpose of election to the societies, will not be made applicable in respect of societies where election has already been notified before the Government order referred  2nd.

It has come to the notice of the undersigned that some Co-op: institutions are refusing to issue identity card to its members, on the reason that the time limit prescribed for issuance of identity card under Rule 16 A is over.

Since rule 16 B provides for issuing identity card to the members, who have failed to obtain the identity card, by application, to the Chief Executive or such officer empowered in this behalf by the committee of a society, no member shall be refused an identity card, on flimsy grounds.  Further as per rules the power of issuing identity card is vested with the Chief Executive or any other officer specially empowered by the committee and they should not be subjected to be influenced by any extraneous considerations while issuing identity cards.

In the above circumstances, the following instructions are issued.

Identification cards, as prescribed in the rules shall be issued by the society to such members who apply for the same to the Chief Executive or such other officer specially empowered in this behalf by the committee, for the issue of an identity card under rule 16 B.  However the correctness of the facts and particulars in the application should be satisfied by the Chief Executive/the officer specially empowered, before issuing the identity card.

The Joint Registrars will suitably instruct the societies to follow rule 16 B and also not to reject the applications for issuance of identity cards on flimsy grounds.
V. S. Senthil
Registrar of Co-operative Societies

No.CB  (3) 54766/92 
Office of the Registrar of Co-operative Societies,
                                             Thiruvananthapuram, 28-11-1992

CIRCULAR No. 47/92

Sub:   District Co-operative Banks-Loans and advances made without bye-law provision-exemption from provisions under KCS Act and Rules-creation of posts without sanction-etc., instructions-issued.

It has brought to the notice of the undersigned that some of the District Co-operative Banks are advancing loans for the purposes which are not provided in their bye-laws and without the approval of sub-Rules for such loans by this office and in certain cases even without getting prior exemption from the relevant provisions of the Kerala Co-operative Societies Act and Rules 1969.  Instances where the Banks are providing advances in excess of the permissive limits fixed by Government/ NABARD have also come to notice.  Issuing of loans for such purposes which are not specifically provided in the bye-laws and before getting exemption from the relevant provisions of the KCS Act the Rules on the plea that the Bank has applied for such exemption are highly irregular and in violation of the statutory provisions.  Similarly providing advances to employees or to non-member in excess of the limits prescribed by Government/Registrar of Co-operative Societies/ NABARD on any account is highly improper and therefore cause stringent action.

This is therefore to request all District Co-op: Banks to strictly adhere to the following instructions.
(i)      It should be ensured that there is specific provision in the bye-laws of the Bank for providing any loans/advances now being provided.  In cases where there is no specific provision in the bye-laws, immediate steps shall be taken to get the relevant clause of the bye-laws amended in accordance of the provisions of the Act and Rules, providing for such loans/advances.  No loan shall be paid in future for purposes for which there is no specific provision in the bye-laws of the Bank.
(ii)     Loans/Advances should not be provided to non-members or for periods exceeding five years without obtaining prior exemption from the relevant provisions in the KCS Act and Rules.  Such advance or advances shall not be provided before getting specific exemption of Government on the plea that the Bank has applied for such exemption.
(iii)    Sub rules for issue of all loans and advances that the Bank can provide, should be framed and got approved by the competent authority of the Department in advance.
(iv)    Loans/Advances both to staff and non-members should strictly be restricted to the limits fixed for each of such loans/and advances and the limits, if any exceeded without the approval of competent authority should immediately be curtailed and brought down to the limit fixed.
(v)     No appointments/promotion shall be made against any post in the Bank for which prior sanction of Registrar of Co-operative Societies has not been received.  It is also instructed that the category wise strength of the total sanctioned post should not be changed without previous sanction from this office.
(vi)    No appointment shall be made on daily wages against any vacancies in the Bank without prior sanction of Registrar of Co-op: Societies.

The Banks should take utmost care not to violate the provisions of bye-laws of the Bank, and of the KCS Act and Rules and also the instructions issued by Department/NABARD/Reserve Bank of India etc.

The receipt of this circular is to be acknowledged.
V. S. Senthil
Registrar of Co-operative Societies

\¼À Pn.40650/92     
klIcW kwLw cPnkv{Smdm^okv,
                                          Xncph\´]pcw 28þ11þ1992

kÀ¡peÀ \¼À 48/92

hnjbw: klIcW kwL§fn hmbv]¡p th­n kaÀ¸n¡p¶ At]£tbmsSm¸w \ÂIp¶ dn¡mÀUpIÄ¡v ckoXv \ÂIp¶Xv kw_Ôn¨v.

klIcW kvYm]\§fn \n¶v hmbv]¡p At]£ \ÂIpt¼mgpw, hmbv] A\phZn¡pt¼mgpw At]£tbmsSm¸w klIcW kvYm]\§fn hm§n kq£n¡p¶ B[mcapÄs¸sSbpff dn¡mÀUpIÄ¡pw AwK§Ä¡v ckoXv sImSp¡p¶ ]Xnhv Ct¸mÄ \nehnenÃ.  CXpaqew At]£tbmsSm¸w GsXÃmw dn¡mÀUpIfmWv _m¦n G¸n¨ncn¡p¶sX¶vv sXfnbn¡phm³ sa¼ÀamÀ¡v _p²nap«v A\p`hs¸Smdp­v.

ta kmlNcy¯n taen  klIcW kvYm]\§Ä AwK§fn \n¶pw hmbv] At]£tbmsSm¸w hm§p¶  dn¡mÀUpIÄ¡v GsXÃmw dn¡mÀUpIfmWv ssI¸änbsX¶v ImWn¡p¶ ckoXv AwK§-Ä¡v \ÂtI­XmWv. 

ta \nÀt±iw FÃm tPmbnâv cPnkv{SmÀamcpw AhchcpsS `cW \nb{´W¯n³ Iognepff FÃm klIcW kvYm]\§fptSbpw {i²bn sIm­p htc­Xpw Sn \nÀt±iw IÀi\ambn ]men¡p¶ps­¶p Dd¸p hcpt¯­XpamWv.
hn. Fkv. sk´nÂ
klIcWkwLw cPnkv{SmÀ

No.CP (1) 48996/91.  
Office of the Registrar of Co-operative Societies
                                              Thiruvananthapuram, 10-12-1992

CIRCULAR No. 50/92

Sub:   Co-operation- maintenance of fluid resources by Co-operative Credit institutions not coming within the purview of Banking Regulation Act 1949 Provision under Rule 63 of the Kerala Co-operative Societies Rules-compliance-Regarding.
Ref:   Circular No. 68/89 dated 29-11-89 of Registrar of Co-operative Societies.
According to Rule-63 of the Kerala Co-operative Societies Rules 1969, the Cooperative credit Institutions not coming within the purview of Banking Regulation Act 1949 shall maintain fluid resources to the full value of fixed deposits matured and due for payment at the close of business on any day and 25% of the total of its demand and time liabilities at the close of business in any day (excluding the –full value of deposits matured and due for payment on that day)  This provision is made in the Rules with a view to ensure that such Societies shall not have any difficulty in discharging their deposit liability on maturity, as such It is the statutory obligation on the part of all these Co-operatives to maintain prescribed level of fluid resources on every day without fail.  Therefore all these credit co-operativs as well as the administrative and supervisory authorities has to ensure the compliance of the legal provisions.

It is however noticed that some of the Cooperative credit Institutions which accepts deposits are not maintaining the fluid resources to the prescribed extent.  Consequently some of them are finding it difficult to discharge the liabilities towards their depositors in time.  Since such a situation will adversely affect the working not only of the societies concerned, but other societies accepting deposits also causing damage to public confidence and opinion.  Specific instructions were issued as per the reference cited for the proper maintenance of fluid resources and watching the same by the inspecting-and supervisory officers.  But those instructions are not seen strictly adhered to by all concerned.  There fore the following further instructions are issued with regard to the maintenance of fluid resources by the Credit Co-operatives which accept deposits but not coming within the purview of Banking Regulation Act and to watch the maintenance of the same.
All officers of the department as well as those of the District Co-operative Banks shall ensure that all Co-operative Credit Institutions working under their control which receives deposits maintain the minimum fluid resources as required under Rule 63 of the Kerala Co-operative Societies Rules without fail.  The District Co-operative Banks are required to obtain a monthly return from each Primary Agricultural Credit Societies and Non Agricultural Credit Societies not coming within the purview of Banking Regulation Act showing particulars of the fluid resources maintained and the time and demand liabilities at the close of business on each Friday during the month.  It shall be the responsibility of each of the above Primary co-operative society to furnish the monthly return in the enclosed proforma on or before 15th day of the month succeeding the month to which it relates to the respective branch of the District co-operative Bank concerned.
The District co-operative Banks shall review the position of each of the Primary societies quarterly and shall furnish the review report to the Registrar of Co-operative Societies Kerala State Co-operative Bank and the Joint Registrar of Co-operative Societies in the respective District before 25th of the month succeeding the quarter.  The Joint Registrar on receipt of the review reports shall immediately take appropriate action against those societies which failed to maintain the required fluid resources and to ensure that all the credit co-operatives under their control maintain the required fluid resources adhering the mandatory provision of the statute.  The District Co-operative Banks are also requested to ensure that maintenance of required fluid resource by the Primary Agricultural Credit Societies shall be made one of the necessary condition while sanctioning of loans.

It may please be ensured that the above instructions are strictly adhered to by all concerned.

Receipt of this circular is to be acknowledged.
V. S. Senthil
Registrar of Cooperative Societies


Details of fluid resources maintained during the month of.................................
Name of society:
(To be furnished to the District Co-operative Bank within 15 days from the end of the month to which it relates)
(Rounded off to the nearest  thousand)
(At the close of business on)
1st   2nd          3rd        4th         5th
Fri.   Fri. Fri. Fri.  Fri.

1.       Total time and demand liabilities
2.       Minimum amount of liquid assets to be held under Rule 63 of Kerala Coop. Societies Rules.
3.       Surplus-(+)/deficit (-) in the fluid resources actually maintained.
4.       Details of liquid cover
          (i)   Cash in hand
          (ii)  Balance with Banks, Post Office Savings Bank, unencumbered investments representing statutory reserve fund.
          (iii) 90% of Market Value of Govt. securities and other such securities approved.
          (iv) 80% of Market value of Debentures of KSCADB.
          (v)  80% of fixed deposits with other Banks approved by the Registrar of Co-op. Societies.
          (vi) Undrawn portion of cash credit with any Banks approved by R. C. S. Or with Apex or Central Banks.
Total – 4.
          Date:                                                         SIGNATURE

\¼À Pn. 29369/92.                    
klIcWkwLw cPnkv{SmÀ B^okv,
                                        Xncph\´]pcw, 16þ6þ1992

klIcWkwLw cPnkv{SmÀ,

FÃm tPmbnâv cPnkv{SmÀamÀ¡pw

hnjbw:  klIcWkvYm]\§fnse XncsªSp¸n\v dnt«WnwKv Hm^okÀamcpsS \nba\w kw_Ôn¨v

klIcWkvYm]\§fnse `cWkanXnIfnte¡pff XncsªSp¸n\v XobXnbpw kabhpw kvYehpw Xocpam\n¨v hcWm[nImcnIsf \nban¡Wsa¶ Nne klIcWkwL§fpsS Xocpam\¯n³taepw At]£bn³taepw `cW]camb ImcW§Ä am{Xw Nq­n¡m«n, Nne tPmbnâv cPnkv{SmÀamÀ/Aknkväâv cPnkv{SmÀamÀ hcWm[nImcnIsf \nban¡mXncn¡p¶Xv {i²bnÂs¸«ncn¡p¶p.  I½nänIfpsS Imemh[n ]camh[n 3 hÀjambn \nPs¸Sp¯nbn«pff kmlNcy¯nÂ, aq¶phÀj Imemh[n ]qÀ¯nbm¡p¶Xn\v 60 Znhk¯n\p ap³]mbn \nbam\pkrXw XncsªSp¸v \S¯p¶Xn\v I½nän Xocpam\w ssIs¡mffpIbpw {]kvXpX Xocpam\w \nbam\pkrXw e`n¡pIbpw sNbvXm {]kvXpX Xocpam\¯nsâ km[pX ]cntim[n¨v  t_m²ys¸tS­Xpw A§s\ t_m²ys¸« tijw hcWm[nImcnsb \nbant¡­XpamWv. `cW]camb ImcW§Ä am{Xw Nq­n¡m«n hcWm[nImcnsb \nban¡mXncn¡p¶ \S]Sn¡v \nbakm[pX D­mbncn¡p¶XÃ.

kwL§fpsS `cWkanXnIfpsS Imemh[n Ignbp¶Xn\v 60 Znhk¯n\p ap³]v \nbam\pkrXXocpam\w ssIs¡m­n«ps­¦nÂ, kwL§fpsS XncsªSp¸v bYmkabw \S¯p¶Xn\p th­ \S]SnIÄ hIp¸v DtZymKkvY³amÀ ssIs¡mtff­XmsW¶v ho­pw HmÀ½s¸Sp¯p¶tXmsSm¸w C¡mcy¯n D­mIp¶ Aew`mhw KpcpXcambn ho£n¡p¶XpamsW¶pw Adnbn¡p¶p.

bmsXmcp ImcWhimepw `cWkanXnbpsS Imemh[n ]camh[n 3 hÀj¯ne[nIambn ZoÀLn¸n¡mhp¶XÃ F¶p {]tXyIw {i²bnÂs¸Sp¯p¶p.

Xm¦fpsS hnizkvX³
klIcWkwLw cPnkv{SmÀ¡pth­n


G.O. (MS) No. 58/92/Co-op:                        
Thiruvananthapuram, 3rd July 1992.
S.R.O. No. 903/93.  In exercise of the powers conferred by section 109 of the Kerala Co-operative Societies Act, 1969 (21 of 1969) read with sub-section (3) of section 80 thereof, and in consultation with the State Co-operative Union, the Government of Kerala thereby make the following rules further to amend the Kerala Co-operative Societies Rules, 1969, the same having been previously published under notification No.15393/B1/Co-op dated the 14th February 1992 in part/of Kerala the Gazette No.11 dated the 17th March, 1992, as required by sub-section (1) of section 109, namely:-
1.       Short title and commencement:- (1) These rules may be called the Kerala Co-operative Societies (Amendment) Rules, 1992.
(2) They shall come into force at once.
2.       Amendment of the Rules:- In Appendix III to the Kerala Co-operative Rules, 1969, for the entries in columns (3) to (6) relating to the type of societies specified in column (2) against serial No.2 in column (1), the following entries shall, respective be substituted, namely:-
                                        Classification                             Staff - pattern      
                                        according to       Designation     No.of Scale of
                                        financial                                     posts   pay
(1)  (2)                            (3)                      (4)                    (5)       (6)
        class I 
        Special Grade
1.    Working Capital      Rs.5 Crores &    Secretary          1         Will be
                                        above                                                     fixed by                                                                         Govt.from                                                                                                                        time to time                 2. Deposits                         Rs.4Crores &     Asst. Secy./                
                                        above                 Manager           1         ” 
3.    Loan outstanding    Rs.4 Crores &
4.    Audit Classification                           Not less than B           Chief Acct/           1          ”
        for the previous                                  Chief cashier              
        3 Year.                                                                                    
5.     Should have worked                                                  Head clerk/                      
        on profit for two                                Accountant      4         ”
        years within the                                                                    
        immediately preceeding
        five year.
6.    Should have declared                                                 Internal     1          ”
        dividend on shares                             Auditor
        at least in any year                             Senior Clerk      
        during the five                                   Cashier/Junior  14       ”
        preceeding years.                               Clerk/Cashier
7     Over due under       Should not exceed Typist          2
        loans for the last      20% of the         Attenders         2         ”
        3 years.                    demand             
                                                                  Peons               3
                                                                  Night Watchman        1
NOTES: 1. For every additional working capital of Rs. 1 Crore one additional Clerk subject to a maximum of 5 additional Clerks will be admissible.
              2.  For every additional 3 Clerks one additional Head Clerk will be admissible
1.     Working Capital      Rs. 4 Crores &  Secretary          1         ”
                                        above but below
                                        Rs. 5 Crores
2.    Deposits                  Rs. 3 Crores &   Asst. Secy/       1         ”
                                        above                 Manager
3.    Loans outstanding   Rs. 3 Crores &
4.    Audit Classification                           Not less than B           Chief Acct/           1          ”
        for the previous                                  Chief Cashier
        three years
5.    Should have worked                                                  Head Clerk/          3          ”         
        on profit for two                                Accountant                
        years within the
        immediately precee-
        ding five years
6.    Should have declared                                                 Internal Auditor   1          ”                    
        dividend on shares at
        least in any one years
        during the five prec-
        eeding years.
7.    Overdue under        Should not         Senior-Clerk/Jr.           10  ”
        loans for the last.     exceed 20%       Clerk/Cashier
        three pears               of the demand   Typist               1         ”
                                                                  Attenders         2         ”
                                                                  Peons               3         ”
                                                                  Night Watchman        1    ”
NOTE:   1. One additional Clerk if working capital exceeds Rs. 4.5 Crores.
1.    Working Capital      Rs. 2.5 Crores &                        Secretary  1          ”
                                        above but below
                                        Rs. 4 Crores.
2.    Deposits                  Rs. 2 Crores &   Asst. Secy/       1         ”
                                        above                 Manager
3.    Loans outstanding   Rs. 2 Crores &   Chief Acct./
                                        above                 Head Clerk/     1         ”
4.    Audit classification Not Less than B                         Internal Auditor   1          ”
        for the previous year
5.    Should have worked                                                  Senior Clerk/        6          ”
        on profit at least for                                                   Cashier,
        one year during                                  Junior Clerk/
        immediate three                                 Cashier
        Preceeding years                                Typist               1         ”
6.    Overdues under loans.                       Should not exceed      Attender    1          ”
                                        25% of the         Peons               2         ”
                                        demand              Night Watchman        1    ”
NOTES:      1.                  One additional Head Clerk if working Capital Exceeds Rs. 3 Crores.
             2.   Second additional Clerk, if working capital exceeds Rs. 3.5 Crores.
1.    Working Capital      Rs. 1.50 Crores &                      Secretary  1          ”
                                        above but below                        
                                        Rs. 2 Crores
2.    Deposits                  Rs.1Crore&above                      Asst. Secy.           1          ”
3.    Loans outstanding   Rs.1Crore&above                      Internal-Auditor   1          ”
4.    Audit classification Not less than “C”                       Senior Clerk/        5          ”
        for Previous year.                               Cashier, Junior
5.    Overdue under loan                           Should not exceed      Attender    1          ”
                                        25% of the demand                   Peon   2    ”
                                                                  Night Watch man       1    ”
1.    Working Capital      Rs. 75 lakhs &   Secretary          1         ”
                                        above but below
                                        Rs. 1.5 Crores
2.    Deposits                  Rs.30 lakhs        Accountant      1         ”
                                        and above
3.    Loans outstanding   Rs. 50 lakhs       Sr. Clerk/Cashier        
                                        and above          Jr. Clerk/Cashier         3    ”
4.    Audit classification Not less than “C”                       Attender   1          ”         
        for the previous year                                                  Peon   1    ”
5.    Overdues under loans                        Should not      
                                        exceed 30% of
                                        the demand
NOTES:     1.                  One additional Clerk if working capital exceeds Rs. 1.4 Crores.
                                    2.         One additional Peon if working capital exceeds Rs. 1.4 crores.       



No. 182/SC/92/GAD.            
Trivandrum, 15th July, 1992        
Sub:      Public Functions organised by Government Departments/Public undertakings-Courtesies to be extended to MPs/MLAs-Revised instructions-issued.
Ref: i)   Government Circular No. 138/SC/82/GA (SC) dated 6-12-1982.
        ii)  Government Circular No. 60/SC/85/GA (SC) dated 29-6-1985.
        iii) Government Circular No. 58/SC/88/GA (SC) dated 23-6-1988.
        iv) Government Circular No. 72/SC/91/GA (SC) dated 28-10-1991.

In partial modification of the instructions already issued on the courtesies to be extended to MPs/MLAs in Public functions arranged by Government Departments/Public Undertakings, it is hereby clarified that MPs are to be given precedence in Central Government functions while the MLAs to be given precedence in State Government functions.

The Circulars cited are modified to this extent.
S. Padmakumar
Chief Secretary to Government

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